The rapid adoption of Artificial Intelligence (AI) in Latin America and the Caribbean is transforming various sectors, notably finance, and offers valuable insights into addressing the digital divide in education [1]. With 47% of companies in the region integrating AI into their processes and another 40% exploring its use, AI is enhancing efficiency and personalizing services, particularly for underserved populations.
AI applications such as alternative credit evaluations using unconventional data and AI-powered financial education tools are breaking down barriers for marginalized groups including women, migrants, and rural populations [1]. These innovations are empowering individuals without formal credit histories or complete documentation, facilitating access to essential services.
Translating these approaches to education, AI has the potential to personalize learning experiences and provide educational resources to those traditionally underserved due to socio-economic factors. Similar to financial services, AI-driven educational tools can leverage alternative data to assess learning needs and deliver tailored content, helping bridge the educational digital divide.
Furthermore, AI-enabled platforms could offer real-time support and guidance to learners, akin to automated financial advice chatbots [1]. This could enhance engagement and learning outcomes for students in remote or underserved communities.
However, it's important to recognize the limited scope of this synthesis, as it is based on a single article focusing on financial inclusion. Further research is needed to explore direct applications and implications of AI on the digital divide in education. Nonetheless, the positive impacts observed in the financial sector suggest promising avenues for leveraging AI to promote educational equity.
---
[1] La Inteligencia Artificial (IA) al servicio de la inclusión financiera